Effective Date: 01/12/2025

1. Introduction

Welcome to the Key Capital Limited website (“Site”). By accessing or using this Site, you agree to abide by these Terms & Conditions. If you do not agree, please do not use the Site.

Key Capital Limited (“we”, “us”, “our”) is authorised and regulated by the Financial Conduct Authority (FCA No. 779705).

Website use does not create a client–adviser relationship. A formal relationship is only established once we issue, and you sign, our Terms of Business.

2. About Us

Key Capital Limited
Berkeley Square House
Berkeley Square
London W1J 6BD

Company No: 10779687
Email: capital@keycapital.uk
Phone: 0203 687 0533

3. Use of the Website

You may only use this Site for lawful purposes. You agree not to:

• Use the Site in any way that breaches applicable laws

• Attempt to gain unauthorised access to the Site or our systems

• Introduce malware, viruses, or harmful code

• Copy, scrape, or reproduce website content without written permission

We may suspend access to the Site at any time for maintenance, updates, or security reasons.

4. Accuracy of Information

While we take reasonable care to ensure information on this Site is accurate and up-to-date, we do not guarantee:

• Completeness

• Accuracy

• Suitability

• That content is free from errors or omissions

Content is provided for general information only and should not be interpreted as personal financial advice.

For regulated advice, you must speak directly with an adviser from our team.

5. No Financial Advice (Important)

Information on this Site is not:

• Financial advice

• Mortgage advice

• Business finance advice

• Insurance advice

• A recommendation to proceed with any product or lender

Advice is only provided once we complete a fact-find and issue a formal recommendation under FCA rules.

6. Third-Party Links

Our Site may contain links to external websites. These are provided for convenience only. We do not control, endorse, or take responsibility for the content, security, or privacy practices of external sites.

7. Intellectual Property Rights

All content on this Site: including text, images, graphics, designs, branding, and layout is owned by Key Capital Limited or licensed to us.

You may not:

• Copy

• Modify

• Reproduce

• Distribute

• Publish

…any material without our written permission.

8. Limitation of Liability

To the maximum extent permitted by law, we are not liable for:

• Loss arising from your use of the Site

• Loss of data or profits

• Business interruption

• Reliance on content published on this Site

• Security breaches outside our control

Nothing in these Terms limits liability for fraud or any matter that cannot be excluded by law.

9. Privacy and Data Protection

Your use of the Site is governed by our Privacy Policy, which explains:

• What information we collect

• How we use it

• Your rights under GDPR

Please review it carefully.

10. Cookies

We use cookies to improve your experience and analyse website performance. By using the Site, you agree to our use of cookies as explained in our Privacy Policy.

11. Changes to These Terms

We may update these Terms from time to time. The “Effective Date” will be updated accordingly. Continued use of the Site signifies acceptance of the revised Terms.

12. Governing Law

These Terms & Conditions are governed by the laws of England and Wales.
Any disputes will be subject to the exclusive jurisdiction of the English courts.

13. Contact Us

For questions about these Terms, please contact:

Key Capital Limited
Email: capital@keycapital.uk
Phone: 0203 687 0533
Address: Berkeley Square House, Berkeley Square, London W1J 6BD