Development finance that adapts to your experience and ambition.
Whether you’re building once or building a brand, we help you move with certainty.
Grow with Confidence through Development Finance
Development finance that adapts to your experience and ambition.
Whether you’re building once or building a brand, we help you move with certainty.
Residential & mixed-use schemes
PRS, PBSA, and retirement living
Leisure, healthcare & niche assets
Foreign nationals & offshore SPVs
UK-wide funding coverage
Up to 90% of cost, 70% of GDV
- Build with confidence
Development finance is funding designed specifically for ground-up construction, heavy refurbishment, or major structural conversions. Whether you’re building a single unit, flats, or a complex mixed-use scheme, we help structure the right facility — staged for land, build, and exit.
How we can help:
- Market-leading terms
- Fast, precise application handling
- Seamless execution to completion
- Unlock value through planning.
Planning uplift and conversion finance helps fund projects that involve change-of-use, layout reconfiguration, or full asset repositioning. Whether you’re targeting planning gain or transforming how a property is used, we help structure short- or mid-term finance solutions to unlock the next stage of your project.
How we can help:
- Planning gain funding
- Change-of-use projects
- Heavy refurbishment & conversions
- Exit with flexibility
Development exit finance gives you breathing room once your project is complete. Instead of rushing to sell units below value, refinance your existing facility and gain time to sell at the right price. Whether you’re releasing equity for your next scheme or securing better terms, we help structure the transition — exit smart, not fast.
How we can help:
- Avoid rushed sales below market value
- Release equity for your next project
- Secure better terms post-completion
Tailored Lending Advice, Built Around You
We work with leading banks and private lenders to tailor finance solutions that align with your needs — not just your paperwork.
Why Clients Choose Key Capital
We work closely with clients to secure better terms, unlock opportunities, and deliver long-term financial confidence. Whether your situation is straightforward or more complex, our experience across residential, commercial, and specialist finance ensures you receive clarity, insight, and a smooth path to completion.
Tailored Advice, Not Templates
Bespoke lending strategies shaped around your goals and informed by market insight.
Market Insight & Negotiating Power
Direct access to decision-makers at 100+ lenders, from private banks to specialist funds.
Efficient Execution
We align lenders and legal teams to keep your transaction moving with clarity and confidence.
Long-Term Partnership
We act as a discreet, long-term advisor — from first acquisitions to complex portfolio strategies.
Speak to a Specialist
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Your Questions, Answered
Development funding isn’t one-size-fits-all. From site acquisition to project exit, here are the questions developers ask — and how we structure solutions around their goals.
Development finance is typically released in stages — from land purchase to build costs — based on project milestones and valuations. We help structure the right facility for your timeline and cash flow needs.
Loans can be up to 70% of GDV or 90% of total costs, depending on project type, location, and developer experience.
Not always. We can secure funding for land with or without planning, particularly where there’s a clear strategy or strong uplift potential. Once planning is secured, the facility can often be converted into a full development loan.
Most development loans run for 12 to 24 months, with flexibility depending on your build schedule and sales exit.
