Business Insurance, Built to Protect What You’ve Built

From key person cover to liability and shareholder protection, we arrange tailored insurance solutions that secure your business, your team, and your long-term plans with expert advice that cuts through complexity.

Cover for limited companies, LLPs, and sole traders

Suitable for directors, shareholders, and key staff

Cross-option agreements available where needed

Tax-efficient structuring guidance provided

Liability cover tailored to sector and risk profile

UK-based businesses and international owners eligible

Key person insurance provides a financial safety net if a critical individual such as a founder, director, or senior team member becomes seriously ill or passes away. It helps cover revenue loss, recruitment costs, or debt obligations, giving your business time and breathing room to recover.

How we can help:

Shareholder protection ensures that if a shareholder dies or becomes critically ill, the remaining owners can buy back their shares protecting the company’s stability and avoiding unwanted outside involvement. We help arrange cover aligned to your structure, valuation, and long-term planning.

How we can help:

From professional negligence to public liability, we arrange cover that protects your business from legal claims, reputational damage, and costly disputes. Whether you’re a consultant, contractor, or company director, we help ensure you have the right safeguards in place before problems arise.

How we can help:

Tailored Advice, Built Around You

 Whether you’re insuring your life, your business, or your property, we offer advice that’s clear, personal, and built around long-term peace of mind.

Why Clients Choose Key Capital

We offer strategic insight and independent access to leading insurers, helping you arrange the right protection, tailored to your priorities.

Tailored Cover, Not Templates

Bespoke insurance solutions shaped around your risks, priorities, and long-term protection needs, never one-size-fits-all policies.

Market Insight & Independent Access

Whole-of-market access and clear guidance to help you compare leading insurers, assess exclusions, and secure the right level of cover.

Efficient, Hassle-Free Protection

We coordinate insurers, documentation, and renewals to keep your policies accurate, up-to-date, and easy to manage.

Long-Term Support & Claim Guidance

A dedicated advisor for the long run from setting up cover to assisting with adjustments and guiding you through claims when needed.

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