Personal Insurance, Built Around What Matters Most
Whether you’re protecting your family, safeguarding your income, or planning for life’s uncertainties, we arrange clear, reliable cover, with expert advice at every step.
No medicals needed for most standard policies
Single life, joint life or family cover available
Employed, self-employed and company directors welcome
Flexible terms from 5 to 40 years
Mortgage-linked or standalone cover
UK residents, expats and foreign nationals eligible
- Personal Protection, Tailored to Your Life
Life insurance isn’t just about the payout — it’s about peace of mind. Whether you’re safeguarding your family, securing a mortgage, or putting plans in place for long-term financial protection, we help you arrange cover that fits your circumstances — clearly, carefully, and without complexity.
How we can help:
- Single life or joint life options
- Mortgage cover and estate planning
- Level term & decreasing term policies
- Protect Your Income. Maintain Your Lifestyle.
Your ability to earn is one of your most valuable assets but it’s often overlooked. Income protection provides a regular monthly benefit if you’re unable to work due to illness or injury. We help you arrange tailored cover that supports your lifestyle, your commitments, and your peace of mind.
How we can help:
- Short- and long-term income protection
- Policies matched to your job, income & needs
- Self-employed & director-friendly options
- Plan for the Unexpected. Focus on Recovery.
A serious illness can disrupt your life — financially as well as emotionally. Critical illness cover provides a lump-sum payout if you’re diagnosed with a specified condition, helping you manage costs, protect your family, and focus on what matters most. We help you arrange cover that’s clear, comprehensive, and aligned with your needs.
How we can help:
- Cover for cancer, heart attack, stroke & more
- Standalone or combined with life insurance
- Flexible cover amounts and terms
Tailored Advice, Built Around You
Whether you’re insuring your life, your business, or your property, we offer advice that’s clear, personal, and built around long-term peace of mind.
Why Clients Choose Key Capital
We offer strategic insight and independent access to leading insurers, helping you arrange the right protection, tailored to your priorities.
Tailored Cover, Not Templates
Bespoke insurance solutions shaped around your risks, priorities, and long-term protection needs, never one-size-fits-all policies.
Market Insight & Independent Access
Whole-of-market access and clear guidance to help you compare leading insurers, assess exclusions, and secure the right level of cover.
Efficient, Hassle-Free Protection
We coordinate insurers, documentation, and renewals to keep your policies accurate, up-to-date, and easy to manage.
Long-Term Support & Claim Guidance
A dedicated advisor for the long run from setting up cover to assisting with adjustments and guiding you through claims when needed.
Speak to a Specialist
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