ABOUT US
Founded on a simple principle: Complex finance requires a strategic partner, not just market access.
Led by Vishal Verma, our approach is built on over two decades of professional experience. With a foundational decade spent working inside State Bank of India (UK), HSBC, and ICICI Bank, Vishal understands that behind every asset and every loan application is a person with a vision.
We believe in the traditional values of banking: knowing the client, understanding the full picture, and working tirelessly to find the solution.
Vishal combines this relationship-led approach with deep technical knowledge, working hard to structure your application so that lenders view it with the same confidence that he does.
“I have never viewed myself as just a broker. My goal is to act as your in-house banker, sitting on your side of the table, protecting your interests, and using my background to navigate the market for you.
I don’t just want to fund your next deal; I want to be the first person you call for every deal after that. Trust isn’t built on a single transaction; it’s built on consistent, honest advice that puts your long-term wealth first.”
— Vishal Verma, Founder
A selection of recent mandates successfully structured and delivered across the UK market.
Our Vision
Bringing Institutional Rigour to Private Finance.
Key Capital was established to fill a critical gap in the market: the lack of impartial, high-level advice for private borrowers. We recognized that while corporate institutions enjoy strategic, advice-led banking, private investors are often served by a transactional “sales” model. Our vision is to democratize that level of service, providing you with the structural expertise, market access, and long-term planning usually reserved for the boardroom.
Uncompromised Independence
We are not tied to specific lenders or panels. Our loyalty lies exclusively with the borrower. This allows us to offer unfiltered advice, ensuring that every facility we structure is genuinely in your best interest, not the bank’s.
Long-Term Stewardship
We measure our success by the longevity of our relationships, not the volume of our deals. We act as long-term stewards of your financial interests, standing by your side through every market cycle.
Strategic Foresight
We do not just solve your immediate capital need; we anticipate your future one. By analysing market trends and regulatory shifts, we structure today’s financing to build resilience and optionality for tomorrow’s opportunities.
Unlocking Value. Mitigating Risk.
Comprehensive advisory for your capital requirements and insurance needs.
Careers
Build a Career in Strategic Advisory.
Key Capital is not a volume brokerage. We are a specialist advisory firm built on institutional banking principles. We don’t just process applications; we engineer complex financial solutions for high-net-worth clients.
We are looking for driven individuals who want to move beyond the transactional and master the art of credit structuring. Joining our team means working directly alongside leadership with deep banking roots, gaining exposure to high-value deals, and developing a skill set that bridges the gap between private banking and commercial finance.
Current Opportunities
Analyst - Manage the full lifecycle of high-value lending transactions. You will work closely with the founder to structure proposals, liaise with credit managers, and drive complex deals to completion. Ideal for candidates with strong organizational skills and credit fluency.
- London, UK
- Full-time
Relationship Manager / BDM - Lead the acquisition of new private clients and strengthen our network of professional introducers. This is a consultative role focused on high-level relationship building, strategic partnerships, and delivering bespoke financial solutions to the market.
- London, UK
- Full-time
Partners
Strategic Partnerships
Trusted by private bankers, family offices, and professional advisors. We function as a specialist credit desk, solving complex borrowing requirements without compromising your client relationship.
Protected Relationships
We respect the integrity of your client connection. We operate as a discreet extension of your firm, handling the debt mandate while ensuring you retain full ownership and control of the client relationship.
Non-Conflicted Capital ("Dry" Debt)
We structure facilities that do not require AUM transfers or wider banking mandates. This allows you to service your client’s borrowing needs without exposing them to competitor banks or risking your assets under management.
Policy & Criteria Solutions
When internal credit policy restricts lending due to asset location, portfolio complexity, or concentration limits, we step in. We fund the assets your mandate cannot, keeping the wider relationship within your ecosystem.
Liquidity & Equity Release
We unlock equity from illiquid real estate holdings to create distributable capital. This allows you to redeploy funds into managed portfolios or tax-efficient structures, actively growing your client’s investable assets.
To discuss a specific client scenario or explore a strategic partnership, contact our team on 020 3687 0533
