DISCOVER
ABOUT US
Key Capital was created to give clients more — more clarity, more choice, and greater control over how they finance property and business goals.
Vishal Verma founded Key Capital Limited with a clear mission: to act not just as a broker, but as a trusted advisor. With over 15 years of experience in real estate and business finance, Vishal brings the insight of a seasoned banker — and the independence of an advisor who works solely in the client’s interest.
Prior to launching Key Capital in 2017, Vishal held senior roles at leading institutions including State Bank of India (Head of Intermediaries & Property Finance), HSBC, and ICICI Bank. He understands the internal workings of banks — but more importantly, he understands the challenges clients face when navigating them.
“Most successful clients don’t have the time to chase five different banks or compare policies — and they shouldn’t have to. I see myself as their in-house banker, with access to the whole market rather than one lender’s product list.”
See below a selection of case studies successfully delivered by Vishal Verma on behalf of his clients.
- £12.44M development loan for a £23.7M apart-hotel scheme
Senior facility arranged to fund the construction of a 70-room apart-hotel for an owner-operator client. -
£10.5M loan on a £23M mixed-use portfolio
Structured residential & commercial term facility. Included partnership incorporation followed by a demerger into two SPVs. -
£18M refinancing for a £36M care home portfolio
Bespoke term loan from a private bank, enabling acquisition of additional homes and reducing overall borrowing cost. -
£18.2M loan secured against a £28M London BTL portfolio
Non-resident client using offshore structure. Private bank lending secured without AUM requirement. -
£20M loan on a £41M residential investment portfolio
Complex structure across multiple companies. Reduced funding cost and established a revolving credit line. -
£8.89M bridge loan against a £15.5M commercial property
Challenging vacant asset with complex ownership resolved through bridging finance. -
£8.25M bridging facility on a £13.5M commercial property
Vacant commercial property under conversion. Bridging arranged for speed and flexibility.
WE ACT AS TRUSTED ADVISORS, NOT JUST INTERMEDIARIES.
We’re a senior team of ex-bankers and finance professionals with over 50 years of combined experience across banking, brokerage, and debt advisory. Our backgrounds span global institutions and specialist lenders, giving us the insight to navigate both mainstream and complex lending landscapes.
At Key Capital, every client benefits from this collective expertise. Whether structuring a large real estate transaction or arranging bespoke business finance, our team blends strategic thinking with hands-on execution — working together to deliver clarity, discretion, and results.
CAREERS — JOIN THE KEY CAPITAL TEAM
At Key Capital, relationships come first — with our clients and within our team. We’re a fast-growing advisory firm with deep values: trust, discretion, and excellence. If you’re passionate about delivering high-quality service and want to work alongside experienced ex-bankers in a dynamic environment, we’d love to hear from you.
We’re currently hiring for two key roles:
Case Manager – Act as the founder’s right hand. Own and manage the entire transaction process from initial enquiry to completion, ensuring every client receives an exceptional experience.
Relationship Manager / BDM – Build and manage introducer relationships, unlock new opportunities, and represent Key Capital with confidence.
If you’re ready to be part of a collaborative, client-first firm — where your impact truly matters — get in touch below.
Introducers
At Key Capital, we take pride in the quality of our work and the clients we serve — which is why we’re selective about who we partner with. We love collaborating with like-minded professionals and businesses who genuinely care about delivering value to their clients.
We work with a broad panel of lenders, from mainstream banks to niche and specialist institutions, supporting clients from initial enquiry through to successful completion. Whether it’s a straightforward buy-to-let or a complex commercial arrangement, we’re well placed to assist everyone from first-time buyers to experienced investors and developers.
If you’re looking to support your client with their property finance requirements, we’re here to help. Simply introduce them to us and we’ll handle the process from start to finish — keeping you informed every step of the way.
To refer a client, call us on 020 3687 0533 or complete the enquiry form, and we’ll be in touch shortly.
