ABOUT US

Key Capital was created to give clients more — more clarity, more choice, and greater control over how they finance property and business goals.

Vishal Verma founded Key Capital Limited with a clear mission: to act not just as a broker, but as a trusted advisor. With over 15 years of experience in real estate and business finance, Vishal brings the insight of a seasoned banker — and the independence of an advisor who works solely in the client’s interest.

Prior to launching Key Capital in 2017, Vishal held senior roles at leading institutions including State Bank of India (Head of Intermediaries & Property Finance), HSBC, and ICICI Bank. He understands the internal workings of banks — but more importantly, he understands the challenges clients face when navigating them.

“Most successful clients don’t have the time to chase five different banks or compare policies — and they shouldn’t have to. I see myself as their in-house banker, with access to the whole market rather than one lender’s product list.”

See below a selection of case studies successfully delivered by Vishal Verma on behalf of his clients.

£8.25M bridging facility on a £13.5M commercial property

Vacant commercial property under conversion. Bridging arranged for speed and flexibility.

Vishal Verma

Co founder

£8.89M bridge loan against a £15.5M commercial property

Challenging vacant asset with complex ownership resolved through bridging finance.

Vishal Verma

Co founder

£20M loan on a £41M residential investment portfolio

Complex structure across multiple companies. Reduced funding cost and established a revolving credit line.

Vishal Verma

Co founder

£18.2M loan secured against a £28M London BTL portfolio

Non-resident client using offshore structure. Private bank lending secured without AUM requirement.

Vishal Verma

Co founder

£18M refinancing for a £36M care home portfolio

Bespoke term loan from a private bank, enabling acquisition of additional homes and reducing overall borrowing cost.

Vishal Verma

Co founder

£10.5M loan on a £23M mixed-use portfolio

Structured residential & commercial term facility. Included partnership incorporation followed by a demerger into two SPVs.

Vishal Verma

Co founder

Our Vision

The Key Capitals!

We believe that trust is the foundation of every successful mortgage journey.Our commitment is to provide clear guidance, expert support, and honest solutions.With you at the center, we turn financial goals into lifelong achievements.

1.
Trust and Transparency

We believe in building lasting relationships through honesty and clear communication. Our team ensures you’re informed at every step, with no hidden terms.

2.
Customer-Centric Approach

Your needs are our top priority. We provide personalized mortgage solutions designed to fit your goals.

Get a Real Financial Partner

Discover What We Can Do For You!
Careers

Join The Key Capital Team

We’re a group of passionate individuals—designers, strategists, and builders—united by a shared vision and a drive to create purposeful, human-centered experiences. Each of us brings a unique voice to the table, and together, we make it all happen.

We’re currently hiring for two key roles:

Case Manager
Relationship Manager / BDM
Introducers

Why Partner With Us?

Quality Partnership

We're selective about partnerships, ensuring value-driven collaborations

Broad Panel Access

From mainstream banks to specialist institutions for all client needs

Full Support

From initial enquiry to successful completion, we handle everything

Transparent Process

Clear communication and full visibility throughout every stage.

To refer a client, call us on 020 3687 0533 or complete the enquiry form, and we’ll be in touch shortly.
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